GLADIA KHANG ĐIỀN KEPPEL LAND LINKED TOWNHOUSE

Types of products and Gladia Khang Điền price – Gladia by the Waters expected average:

1. Townhouse with garden: area of 102 m2 of land (6x17m) and 114m2 of land (6x19m) with selling price from: 25 - 28 billion/unit
2. Semi-detached villa: area 153 m2 of land (9x17m), 171 m2 of land (9x19m) with selling price from:  40 - 42 billion/unit
3. Single villa: area of 240 m2 of land (12x20m). and 280 m2 of land (14x20m) and 281 m2 of land (12x23.4m) with selling prices from: 60 - 69 - 71 billion/unit
4. Quadruple villa: area of 252 m2 of land (14x18m) with selling price from: 62 - 64 billion/unit

Note: This is the expected average selling price, excluding VAT and excluding Gladia Khang Điền's discount programs. The official price will be announced by Investor Khang Điền on the opening day

Customer needs when choosing garden townhouses at Gladia by the Waters:

   Below is the analysis housing and investment needs for products townhouse with garden at Gladia by the Waters – Khang Điền:

🏡 1. Need to buy real house - Ideal home in the heart of nature

For customers buying to live in, townhouses in Gladia perfectly meet the following criteria:

• ✅ Green living space - private: has a front yard, backyard, surrounding garden and green fence, suitable for multi-generational families or young families who love nature.

• ✅ Smart, airy design: Stepped balcony, large glass doors help welcome light and natural ventilation - creating a healthy living space, close to nature.

• ✅ Close to parks, sports facilities and children's play areas: ideal for families with young children or the elderly who need a quiet, healthy living environment.

• ✅ Complete legal system - receive house early (end of 2025): brings absolute peace of mind to buyers.

💼 2. Investment demand – High value asset accumulation channel

Gladia townhouse Khang Điền also Products with great potential for price increases and rentals:

• 💰 Sustainable added value: Land funds for low-rise townhouses in Ho Chi Minh City are increasingly scarce, especially in riverside areas, with standard legality - creating a natural price increase over time.

• 📈 High rental potential: suitable for company office, showroom, mini studio, homestay or home business - especially 2-front apartments (LK2A).

• 🔁 Good liquidity: flexible design, moderate area, easy to reach many customer segments.

• 🛡️ Developed by Khang Điền & Keppel Land – guarantees quality, reputation and long-term profitability.

   Products townhouse with garden at Gladia Khang Điền is the choice 2 in 1: Both an ideal residence and an effective investment, suitable for customers looking for scarce assets, legal transparency and long-term practical use value.

💰 Flexible payment methods - Easily own Gladia Khang Điền:

   Understanding the diverse needs of customers, Gladia Khang Điền – Gladia by the Waters bring 3 flexible payment methods, optimize cash flow and suit many financial goals:

1. ✅ Payment schedule delay – Flexible, peace of mind in financial preparation

   • Only pay 30% until the end of 2025

   • Pay another 50% until you receive the house

   • The remaining 20% must be paid after receiving the book
     → Suitable for real-life customers who need time to rotate cash flow

2. ✅ Fast payment 95% - Receive attractive cashback immediately

   • Fast payment and receipt Refund incentives up to hundreds of millions of dong

   • Sales contract price does not change, optimizing investment profits
     → Suitable for customers with strong capital and want to enjoy high discounts

3. ✅ Bank loan – 0% interest rate support for 18 months

   • Just 20% equity capital, the rest borrowed from the bank

   • No interest payments, no principal payments in 18 months
     → Smart financial leverage solution for both investors and residential buyers